F.5. Receivables
| In CZK million, as at 31 December | 2014 | 2013 |
|---|---|---|
| Receivables arising out of direct insurance operations | 1,998 | 2,647 |
Amounts owed by policyholders | 1,972 | 2,560 |
Amount owed by intermediaries | 26 | 87 |
| Receivables arising out of reinsurance operations | 2,249 | 2,242 |
| Trade and other receivables | 637 | 625 |
| Receivables from derivatives collateral | 1,120 | 817 |
| Current income tax receivables | 32 | 343 |
| Total receivables | 6,036 | 6,674 |
| Current portion | 5,289 | 5,867 |
| Non-current portion | 747 | 807 |
| In CZK million, as at 31 December | 2014 | 2013 |
|---|---|---|
| At 1 January | 6,674 | 6,647 |
| Net change in gross value of receivables | (476) | 192 |
| Movement in impairment allowance | 66 | 67 |
| Write offs | (228) | (232) |
| At 31 December | 6,036 | 6,674 |