Independent Auditor’s Report

To the Shareholder of Česká pojišťovna a.s.:

1. We have audited the financial statements of Česká pojišťovna a.s. (“the Company”) as at 31 December 2014 presented in the annual report of the Company and issued our audit report dated 13 March 2015 presented in the annual report. We have also audited the consolidated financial statements of the Company as at 31 December 2014 presented in the annual report and issued our audit report dated 27 April 2015 presented in the annual report.

 

2. We have also audited the consistency of the annual report with the financial statements described above. The management of Česká pojišťovna a.s. is responsible for the accuracy of the annual report. Our responsibility is to express, based on our audit, an opinion on the consistency of the annual report with the financial statements.
    
   We conducted our audit in accordance with International Standards on Auditing and the related implementation guidance issued by the Chamber of Auditors of the Czech Republic. Those standards require that we plan and perform the audit to obtain reasonable assurance as to whether the information presented in the annual report that describes the facts reflected in the financial statements is consistent, in all material respects, with the financial statements. We have checked that the accounting information presented in the annual report is consistent with that contained in the audited financial statements as at 31 December 2014. Our work as auditors was confined to checking the annual report with the aforementioned scope and did not include a review of any information other than that drawn from the audited accounting records of the Company. We believe that our audit provides a reasonable basis for our opinion.
    
   Based on our audit, the accounting information presented in the annual report is consistent, in all material respects, with the financial statements described above.

Ernst & Young Audit, s.r.o.
License No. 401

27 April 2015
Prague, Czech Republic

A member firm of Ernst & Young Global Limited
Ernst & Young Audit, s.r.o. with its registered office at Na Florenci 2116/15, 110 00 Prague 1 – Nove Mesto,
has been incorporated in the Commercial Register administered by the Municipal Court in Prague,
Section C, entry no. 88504, under Identification No. 26704153.